Swap Monero to XRP in minutes. No account, no ID verification, all fees included. Non-custodial — your crypto goes directly to your wallet.
Choose XMR as the coin you're sending and XRP as the coin you want to receive.
Provide your XRP wallet address where you want to receive your XRP.
Send XMR to the deposit address shown. Receive XRP automatically in ~10 minutes.
Monero (XMR) is the leading privacy cryptocurrency, while XRP (XRP) is a fast digital payment protocol. Our platform lets you swap between these two assets instantly without any registration or identity verification.
We aggregate rates from multiple liquidity providers to ensure you always get the best available XMR/XRP exchange rate. All network fees are included in the displayed rate — no surprises at checkout.
Privacy first: Unlike centralized exchanges, we don't require email, phone number, or ID documents. Your swap is processed non-custodially, meaning we never hold your funds beyond the exchange duration.
Most XMR to XRP swaps complete within 5–20 minutes after your deposit is confirmed on the blockchain. The exact time depends on current network congestion for both XMR and XRP.
No. ChangeCoinPay is completely account-free. Just enter your XRP receiving address and send XMR — no registration, no email, no KYC required.
The minimum varies by current market conditions, typically equivalent to $10–$20 USD. The exact minimum is displayed on the exchange page before you proceed.
No hidden fees. The rate shown includes all network fees and our service fee. What you see is exactly what you get.
Yes. Our exchange is non-custodial — your XMR goes directly into the exchange process and XRP is sent to your wallet. We use ChangeNOW's battle-tested liquidity infrastructure. If anything goes wrong, funds are returned to the sender address.